What We Do
Positively contributing to our clients lives with Wealth Creation
Testimonials
How our clients have transformed their financial lives with Kria:
“Purchasing a property can be stressful and complicated. Rishi lifted the burden of finding the best mortgage option and empowered us with clear guidance at every step. It was such a relief to have him in our corner.”
— Joy & Serina (Homeowners)
“Thank you for all your hard work, Rishi! I’m a homeowner because of your support. The feeling of buying my first home was incredible — and you made it even more special.”
— Eda (First Home Buyer)
“Professional, prompt, and exceptionally friendly service. The entire KRIA team provided transparent advice and supported us through four loans. I couldn’t be happier with the experience and highly recommend them.”
— Nihar & Khushali (Repeat Clients)
About Us
We are an established mortgage broking firm based in Melbourne that specialises in helping our customers create wealth, by providing tailor made mortgage solutions and structuring the best deals for our clients.
Rishi Bhatia
Principal & Mortgage Strategist
With over a decade of experience in mortgage structuring and wealth strategy, Rishi specialises in creating tailored lending solutions that align with long-term financial goals.
He is passionate about empowering clients to build sustainable property-backed wealth.
Services
Our services go beyond securing a loan — we design mortgage structures that help you build sustainable, property-backed wealth. Whether you're buying, refinancing, or investing, we create strategies that empower your financial future.
Home Loans
Tailored home loan solutions designed to help you secure your dream property with confidence and clarity.
Investment Loans
Strategic investment lending structured to maximise returns and build long-term property wealth.
Commercial Loans
Flexible commercial finance solutions to support property acquisitions and business expansion.
Business & SMSF Loans
Specialised lending structures for businesses and Self-Managed Super Funds to grow and protect your assets.
Asset Finance
Smart asset finance options to help you acquire vehicles, equipment, or machinery without disrupting cash flow.
Personal Loans
Simple and competitive personal loan solutions tailored to meet your short-term financial needs.
News & Updates
Our services go beyond securing a loan — we design mortgage structures that help you build sustainable, property-backed wealth. Whether you're buying, refinancing, or investing, we create strategies that empower your financial future.
